The other day, while scrolling through my Facebook “For You” page, I stumbled on a random but thought-provoking question: 👉 Do you really need to be a genius to become rich? It’s a simple line, but it carries so much weight. It makes us pause and reflect: is wealth reserved only for the ultra-smart, the

Did you know that your refrigerator could be eating up 15–20% of your monthly electric bill? That’s a big chunk considering it runs 24/7—no rest days, no “off” switch (unless you’re okay with spoiled food!). When I ran our household appliances through an online electricity calculator, the fridge ranked among the top three power-hungry devices—right

When we’re busy building our careers, managing businesses, or working on financial goals, one thing often slips down our priority list: our health. It’s easy to justify skipping exercise when deadlines pile up, bills need paying, or family responsibilities take center stage. But here’s the truth—money and success won’t mean much if poor health keeps

Financial problems rarely show up overnight. Most of the time, they begin small, unnoticed, and gradually snowball until they become overwhelming. What starts as a few missed bills or a little extra credit card use can quickly turn into sleepless nights, strained relationships, and even serious debt traps. The truth is, many people either fail

Not too long ago, I asked a group of friends an interesting set of questions: “Would you rather deal with money problems or love problems?” “If you had to choose, would you prefer having no money or no love life?” The answers I received were eye-opening. Some laughed it off, others got really thoughtful, and

We’ve all been there—knowing exactly what needs to be done but telling ourselves, “Mamaya na lang” (later). In the Philippines, we even have a term for it: the mañana habit, which simply means putting things off until tomorrow. The funny part? Tomorrow often turns into next week, next month, and sometimes… never. But here’s the