We’ve all heard the old saying: “Health is wealth.” At first, it may sound like a cliché — just another motivational quote your parents or teachers repeated to encourage you to eat vegetables or sleep early. But when you pause and really reflect, the truth behind it becomes undeniable: Health is one of the most

In the Philippines, family ties are strong—sometimes even stronger than our wallets. From childhood, we’re taught the values of utang na loob (debt of gratitude) and honoring our parents, titos and titas, lolos and lolas, and even extended relatives who’ve played roles in our lives. Because of this, saying “no” to financial requests from family

Most people dream of financial freedom—having enough money to cover needs, enjoy wants, and provide for family without constant stress. True wealth also opens doors to generosity, allowing us to support loved ones, contribute to causes we care about, and leave a lasting legacy for the next generation. But here’s the truth: getting rich doesn’t

Clothing is a basic necessity, but for many people, it can also be a major expense. Professionals in corporate settings, public relations, or the fashion industry often feel pressure to dress well and look polished every day. Parents, on the other hand, face a different challenge—kids quickly outgrow their clothes, which means constant shopping and

If you own a credit card, you already know how convenient it is for shopping, dining, travel, and online payments. With just one swipe or tap, you can purchase items instantly, book flights in minutes, or settle bills without leaving home. But with that convenience also comes responsibility. Credit card fraud and scams are more

Thinking of getting your first credit card—or maybe switching to a new one? Before you sign any application form or accept a pre-approved card in the mail, it’s important to pause and make sure you’re choosing wisely. Credit cards can be powerful tools when used correctly, but the wrong one can easily become a financial